Usually users of online stores spend much more time to choose a product than to make it acquisition. But often you have to tinker and with the payment. Aliexpress This plan gives a wide scope of choice of payment options to make customers easy to buy any ways. So each user can choose the most preferred option for it.
Safety
Aliexpress directly cooperates with various payment systems and sources in order to not only provide customers with the widest choice, but also increase the degree of reliability of microtransactions.It is important to know that after the purchase of the purchase money is not transferred to the seller until the time the customer does not confirm the fact of receiving the goods, as well as the satisfaction with the goods. Protection from translation passes after the expiration of the "Protection of the Buyer".
Aliexpress Does not store money on your own accounts for further use! The only probable form of this action is to block funds until the purchase is confirmed. If the service is offered to keep the currency - it is most likely fraudsters masking for the site.
Payment of goods
The need for payment is made at the last stage of the order.
One of the design items is just filling out a form for purchase. According to the standard, the system offers to pay through the VISA card. The user can press the "Other Option" marker and choose any of the sets offered. If any bank card is already saved in the system, this method will be described below. It will be necessary to bring to the appropriate inscription below and click so that the desired window opens. There you can make a choice.
After confirming the fact of purchase, funds will be removed from the specified source in the required amount. As already mentioned, they will be blocked on the site until the buyer receives the buyer and confirm the fact of satisfaction with the transaction.
Each of the payment options have their own advantages and disadvantages, as well as features.
Method 1: Bank card
The most preferred option due to the fact that the Bank itself provides additional protection for transfers. Aliexpress works with Visa and MasterCard.
From the user will need to fill out the standard form of payment from the card:
- Card number;
- The deadline for the deadline of the map and CVC;
- The name and surname of the owner, as it is indicated on the map.
After that, there will be a listing of money in the payment of purchase. The service will save card data so that in the future it can be paid from it without re-filling out the form if the corresponding point is selected when making data. The user can also change the map, if necessary by selecting "Other Payment Methods".
Method 2: QIWI
QIWI is an international large paying system, and it is in the second place in popularity after bank cards. The procedure for using QIWI is as simple.
The system itself will only require a telephone number to which Qiwi wallet is tied.
After that, the user will be redirected to the service website, where additional data will be required - payment method and password. After administration, you can make a purchase.
It is important to say that the main advantage of this payment system is that Ali does not remove the transaction commission from here. But a lot of minuses. It is believed that the procedure for transferring money from QIWI to Ali is the most amateur - very frequent cases of double removal of funds, as well as hanging the status of the waiting for payment. Also listed from here only in dollars.
Method 3: WebMoney
When paying through Webmoney, the service immediately proposes to go to the official website. There it will be possible to enter your account and purchase after filling out the necessary form.
WEBMONEY has a very paranoid protection system, so when issuing a cooperation agreement with Ali was the requirement that the service only translated into the official website of the payment system, and did not use any passing compounds. It could give rise to many exploits and reduce the security of WebMoney client accounts.
Method 4: Yandex.Money
The most popular type of payment from the Internet wallet in Russia. The system offers two options - direct and cash.
In the first case, the user will be redirected to the appropriate form for shopping from the wallet. Also available to use a bank card tied to the Yandex.Money wallet.
In the second case, the payer will receive a special code to which you want to pay from any available terminal.
When using this payment system, many users marked frequent cases of a very long transfer of money.
Method 5: Western Union
It is quite possible to use a cash transfer using the Western Union service. The user will receive special details to which payment funds will be transferred in the required amount.
This option is the most extreme. The first problem - payments are accepted only in USD, and in no way to avoid further problems with currency conversion. The second - thus accept payments over a certain limit. Small toys and accessories will not pay such a way.
Method 6: Bank Transfer
Method similar to Western Union, only through a bank transfer. The algorithm is completely similar - the user will need to use the provided details for the product of a monetary transfer in the branch of the bank collaborating with AliExpress to list the amount needed to purchase. The method of most relevant for those regions where alternative types of payment are not available, including Western Union.Method 7: Mobile Phone Account
A good option for those who have no alternatives. After entering the form of your phone number, the user will receive an SMS to confirm the payment from the mobile phone account. After confirmation, the desired amount spikes from the phone account.
The problem here lies in non-normalized commissions, the size of which is determined by each operator individually. It is also reported that there are no discord cases with the arrival of SMS confirmation. Moreover, often when the payment request is repeated, the message may still come, and after confirmation, the money is written off in double size, and the user is drawn up two orders. The only exit here is to give up the second immediately, which will allow returning spent after a while.
Method 8: Cash payment
The last variant is preferable in the absence of other methods. The user will receive a special code for which you need to pay at any store that works with the Aliexpress network.
These points include, for example, a network of digital stores "Svyaznoy". This will need to specify the number of a valid mobile phone. In case the order is canceled or not completed for any reason, the money will be returned to the mobile account.
Delays in translations and commission depends on which store and in which region the country has occurred. So the method is also considered extremely unreliable.
On the protection of the consumer
Each user when placing an order falls under the "Consumer Protection". This system offers guarantees that the buyer will not be deceived. At least if he himself does everything right. Advantages of the system:
- The system will hold money in a blocked form and will not transmit them to the seller until the buyer does not confirm the satisfaction with the product received, or until the defense period expires - according to the standard it is 60 days. In groups of goods requiring special conditions of delivery, the term of protection longer. Also, the user can extend the protection time if the seller concluded an agreement on the delay in the product or long period of testing of goods.
- The user can get money back without explaining the reasons if you ask the refund until the parcel is sent. Depending on the calculation system, the duration of the return may vary in time.
- Money will be returned in full to the buyer if the parcel did not come out, was not sent on time, not tracked, or the customer was delivered an empty parcel.
- The same refers to the receipt of a product that does not correspond to the description on the website or specified in the application delivered in incomplete configuration, in a damaged or faulty form. To do this, it will be necessary to conduct a proceeding procedure by opening the dispute.
Read more: How to open a dispute on Aliexpress
But the system has enough deficiencies that are usually pop up after a long period of use of the service.
- First, the procedure for returning funds almost always takes for some time. So if fate forced to refuse to buy even instantly after placing the order, the return receipt of money will have to wait.
- Secondly, the payment system has not yet been implemented upon receipt by mail, and few sellers use delivery by the courier personally to the address. It also complicates some other aspects of trade on Ali. A particularly strong problem is felt in small cities.
- Thirdly, prices are always based on the US dollar, and therefore depend on its course. While the inhabitants of countries where this currency is used as a basic or is the most common do not feel changes, many others may feel a marked difference in price. Especially in Russia after a significant increase in the price of USD since 2014.
- Fourth, not in all cases of solutions of Aliexpress specialists are independent. Of course, in problems with major world manufacturers, the latter usually try to meet the buyer and solve issues as comfortable as possible and conflict. However, if nevertheless get up into a unlately position, specialists during a solution to an acute dispute can remain on the side of the seller even if the goods of evidence of the customer's rightness is really great.
Be that as it may, mostly the money of the buyer on Aliexpress is in safe hands. In addition, the choice of payment methods is large, and almost all possible situations are provided. This is one of the reasons for such a popularity of the resource.